Health Care Services and Financing

Health Insurance: Losses due to Intoxication (“UPPL”)

Laws that prohibit exclusion of insurance claims arising from intoxication of the insured.

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Timeline of changes for Health Insurance: Losses due to Intoxication (“UPPL”)
Jurisdiction202120202019201820172016201520142013201220112010200920082007200620052004200320022001200019991998
Q1Q4Q3Q2Q1Q4Q3Q2Q1Q4Q3Q2Q1Q4Q3Q2Q1Q4Q3Q2Q1Q4Q3Q2Q1Q4Q3Q2Q1Q4Q3Q2Q1Q4Q3Q2Q1Q4Q3Q2Q1Q4Q3Q2Q1Q4Q3Q2Q1Q4Q3Q2Q1Q4Q3Q2Q1Q4Q3Q2Q1Q4Q3Q2Q1Q4Q3Q2Q1Q4Q3Q2Q1Q4Q3Q2Q1Q4Q3Q2Q1Q4Q3Q2Q1Q4Q3Q2Q1Q4Q3Q2Q1
AlabamaNo Change
AlaskaNo Change
ArizonaNo Change
ArkansasNo Change
California                                                
  • Jurisdiction: California
  • Effective Date of Change: 1/1/2009
  • Change: Specific prohibition adopted
  • Details
                                            
Colorado                                                        
  • Jurisdiction: Colorado
  • Effective Date of Change: 1/1/2007
  • Change: Specific prohibition adopted
  • Details
                                    
Connecticut                                                         
  • Jurisdiction: Connecticut
  • Effective Date of Change: 10/1/2006
  • Change: Specific prohibition adopted
  • Details
                                   
DelawareNo Change
District of Columbia                                                        
  • Jurisdiction: District of Columbia
  • Effective Date of Change: 3/8/2007
  • Change: Specific prohibition adopted
  • Details
                                    
FloridaNo Change
GeorgiaNo Change
HawaiiNo Change
IdahoNo Change
Illinois                                                    
  • Jurisdiction: Illinois
  • Effective Date of Change: 1/1/2008
  • Change: Specific prohibition adopted
  • Details
                                        
Indiana                                                    
  • Jurisdiction: Indiana
  • Effective Date of Change: 1/1/2008
  • Change: Specific prohibition adopted
  • Details
                                        
Iowa                                                                          
  • Jurisdiction: Iowa
  • Effective Date of Change: 7/1/2002
  • Change: Specific prohibition adopted
  • Details
                  
KansasNo Change
KentuckyNo Change
LouisianaNo Change
Maine                                                      
  • Jurisdiction: Maine
  • Effective Date of Change: 9/20/2007
  • Change: Multiple Changes
  • Details
                                      
Maryland                                                                            
  • Jurisdiction: Maryland
  • Effective Date of Change: 1/1/2002
  • Change: Specific permission to deny claims eliminated
  • Details
    
  • Jurisdiction: Maryland
  • Effective Date of Change: 10/30/2000
  • Change: Multiple Changes
  • Details
           
MassachusettsNo Change
MichiganNo Change
MinnesotaNo Change
MississippiNo Change
MissouriNo Change
Montana       
  • Jurisdiction: Montana
  • Effective Date of Change: 2/28/2019
  • Change: Specific permission to deny claims eliminated
  • Details
                                                                                     
NebraskaNo Change
Nevada                                                          
  • Jurisdiction: Nevada
  • Effective Date of Change: 7/1/2006
  • Change: Specific prohibition adopted
  • Details
                                  
New HampshireNo Change
New Jersey       
  • Jurisdiction: New Jersey
  • Effective Date of Change: 5/6/2019
  • Change: Specific prohibition adopted
  • Details
                                                                                     
New MexicoNo Change
New YorkNo Change
North Carolina                                                                             
  • Jurisdiction: North Carolina
  • Effective Date of Change: 10/1/2001
  • Change: Specific prohibition adopted
  • Details
               
North Dakota                                              
  • Jurisdiction: North Dakota
  • Effective Date of Change: 8/1/2009
  • Change: Specific prohibition adopted
  • Details
                                              
Ohio                                               
  • Jurisdiction: Ohio
  • Effective Date of Change: 4/7/2009
  • Change: Specific prohibition adopted
  • Details
                                             
OklahomaNo Change
Oregon            
  • Jurisdiction: Oregon
  • Effective Date of Change: 1/1/2018
  • Change: Specific prohibition repealed
  • Details
                                       
  • Jurisdiction: Oregon
  • Effective Date of Change: 1/1/2008
  • Change: Specific prohibition adopted
  • Details
                                        
PennsylvaniaNo Change
Rhode Island                                                               
  • Jurisdiction: Rhode Island
  • Effective Date of Change: 6/16/2005
  • Change: Specific prohibition adopted
  • Details
                             
South CarolinaNo Change
South DakotaNo Change
Tennessee                      
  • Jurisdiction: Tennessee
  • Effective Date of Change: 7/1/2015
  • Change: Specific permission to deny claims eliminated
  • Details
                                                                      
Texas                            
  • Jurisdiction: Texas
  • Effective Date of Change: 1/1/2014
  • Change: Specific permission to deny claims eliminated
  • Details
                                                                
UtahNo Change
Vermont                                                                           
  • Jurisdiction: Vermont
  • Effective Date of Change: 6/5/2002
  • Change: Specific permission to deny claims eliminated
  • Details
                 
VirginiaNo Change
Washington                                                                   
  • Jurisdiction: Washington
  • Effective Date of Change: 6/10/2004
  • Change: Specific prohibition adopted
  • Details
                         
West VirginiaNo Change
WisconsinNo Change
WyomingNo Change
United StatesNo Change