Health Care Services and Financing

Health Insurance: Losses due to Intoxication (“UPPL”)

Laws that prohibit exclusion of insurance claims arising from intoxication of the insured.

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Timeline of changes for Health Insurance: Losses due to Intoxication (“UPPL”)
Jurisdiction19981999200020012002200320042005200620072008200920102011201220132014201520162017201820192020
Q1Q2Q3Q4Q1Q2Q3Q4Q1Q2Q3Q4Q1Q2Q3Q4Q1Q2Q3Q4Q1Q2Q3Q4Q1Q2Q3Q4Q1Q2Q3Q4Q1Q2Q3Q4Q1Q2Q3Q4Q1Q2Q3Q4Q1Q2Q3Q4Q1Q2Q3Q4Q1Q2Q3Q4Q1Q2Q3Q4Q1Q2Q3Q4Q1Q2Q3Q4Q1Q2Q3Q4Q1Q2Q3Q4Q1Q2Q3Q4Q1Q2Q3Q4Q1Q2Q3Q4Q1
AlabamaNo Change
AlaskaNo Change
ArizonaNo Change
ArkansasNo Change
California                                            
  • Jurisdiction: California
  • Effective Date of Change: 1/1/2009
  • Change: Specific prohibition adopted
  • Details
                                            
Colorado                                    
  • Jurisdiction: Colorado
  • Effective Date of Change: 1/1/2007
  • Change: Specific prohibition adopted
  • Details
                                                    
Connecticut                                   
  • Jurisdiction: Connecticut
  • Effective Date of Change: 10/1/2006
  • Change: Specific prohibition adopted
  • Details
                                                     
DelawareNo Change
District of Columbia                                    
  • Jurisdiction: District of Columbia
  • Effective Date of Change: 3/8/2007
  • Change: Specific prohibition adopted
  • Details
                                                    
FloridaNo Change
GeorgiaNo Change
HawaiiNo Change
IdahoNo Change
Illinois                                        
  • Jurisdiction: Illinois
  • Effective Date of Change: 1/1/2008
  • Change: Specific prohibition adopted
  • Details
                                                
Indiana                                        
  • Jurisdiction: Indiana
  • Effective Date of Change: 1/1/2008
  • Change: Specific prohibition adopted
  • Details
                                                
Iowa                  
  • Jurisdiction: Iowa
  • Effective Date of Change: 7/1/2002
  • Change: Specific prohibition adopted
  • Details
                                                                      
KansasNo Change
KentuckyNo Change
LouisianaNo Change
Maine                                      
  • Jurisdiction: Maine
  • Effective Date of Change: 9/20/2007
  • Change: Multiple Changes
  • Details
                                                  
Maryland           
  • Jurisdiction: Maryland
  • Effective Date of Change: 10/30/2000
  • Change: Multiple Changes
  • Details
    
  • Jurisdiction: Maryland
  • Effective Date of Change: 1/1/2002
  • Change: Specific permission to deny claims eliminated
  • Details
                                                                        
MassachusettsNo Change
MichiganNo Change
MinnesotaNo Change
MississippiNo Change
MissouriNo Change
Montana                                                                                     
  • Jurisdiction: Montana
  • Effective Date of Change: 2/28/2019
  • Change: Specific permission to deny claims eliminated
  • Details
   
NebraskaNo Change
Nevada                                  
  • Jurisdiction: Nevada
  • Effective Date of Change: 7/1/2006
  • Change: Specific prohibition adopted
  • Details
                                                      
New HampshireNo Change
New Jersey                                                                                     
  • Jurisdiction: New Jersey
  • Effective Date of Change: 5/6/2019
  • Change: Specific prohibition adopted
  • Details
   
New MexicoNo Change
New YorkNo Change
North Carolina               
  • Jurisdiction: North Carolina
  • Effective Date of Change: 10/1/2001
  • Change: Specific prohibition adopted
  • Details
                                                                         
North Dakota                                              
  • Jurisdiction: North Dakota
  • Effective Date of Change: 8/1/2009
  • Change: Specific prohibition adopted
  • Details
                                          
Ohio                                             
  • Jurisdiction: Ohio
  • Effective Date of Change: 4/7/2009
  • Change: Specific prohibition adopted
  • Details
                                           
OklahomaNo Change
Oregon                                        
  • Jurisdiction: Oregon
  • Effective Date of Change: 1/1/2008
  • Change: Specific prohibition adopted
  • Details
                                       
  • Jurisdiction: Oregon
  • Effective Date of Change: 1/1/2018
  • Change: Specific prohibition repealed
  • Details
        
PennsylvaniaNo Change
Rhode Island                             
  • Jurisdiction: Rhode Island
  • Effective Date of Change: 6/16/2005
  • Change: Specific prohibition adopted
  • Details
                                                           
South CarolinaNo Change
South DakotaNo Change
Tennessee                                                                      
  • Jurisdiction: Tennessee
  • Effective Date of Change: 7/1/2015
  • Change: Specific permission to deny claims eliminated
  • Details
                  
Texas                                                                
  • Jurisdiction: Texas
  • Effective Date of Change: 1/1/2014
  • Change: Specific permission to deny claims eliminated
  • Details
                        
UtahNo Change
Vermont                 
  • Jurisdiction: Vermont
  • Effective Date of Change: 6/5/2002
  • Change: Specific permission to deny claims eliminated
  • Details
                                                                       
VirginiaNo Change
Washington                         
  • Jurisdiction: Washington
  • Effective Date of Change: 6/10/2004
  • Change: Specific prohibition adopted
  • Details
                                                               
West VirginiaNo Change
WisconsinNo Change
WyomingNo Change
United StatesNo Change