Health Care Services and Financing

Health Insurance Parity for Alcohol-Related Treatment

Laws addressing requirements that health plans provide the same levels of benefits for alcohol-related disorders as they do for medical and surgical conditions.

Policy Topics

View another policy topic by selecting an option from the following menu.

Learn More

View definitions for each of the column headings.

Viewing Policies as of Date

Filter

Sort

Show policies in effect any time within the date range specified:

and
Changes Over Time for Health Insurance Parity for Alcohol-Related Treatment
Jurisdiction Date Range Mandate Parity Required Cost Exemption Citations
Must Offer Must Cover Deductibles Co-ins & Co-pays Service Limits Financial Limits
Alaska (1726)
1/1/2003 - 10/6/2009 YesYesYes   3 Citations
Alaska (1673)
10/7/2009 - 1/1/2019Yes      5 Citations
Arkansas (1728)
1/1/2003 - 7/30/2009Yes YesYesYes  7 Citations
Arkansas (1675)

On July 31, 2009, Arkansas adopted provisions designed to bring its insurance laws into conformity with the Federal Health Insurance Portability and Accountability Act of 1996 (HIPAA), as amended by the Federal Mental Health Parity Act of 1996 (MHPA) and the Mental Health Parity and Addiction Equity Act of 2008 (MHPAEA). These provisions do not require mental illness or substance abuse disorder benefits coverage. However, if a plan provides coverage for mental illness or substance abuse disorder benefits, then these benefits must be equal to physical illness benefits in certain respects. Such provisions are not coded in APIS.

7/31/2009 - 1/1/2019       No Law
8 Citations
Colorado (1731)
1/1/2003 - 12/31/2007Yes Yes    
Colorado (1719)
1/1/2008 - 1/1/2019 YesYesYesYesYes 4 Citations
Delaware (1734)
1/1/2003 - 6/30/2005       
Delaware (1678)

141 Laws of Delaware 199 (2001), which implemented insurance coverage for drug and alcohol dependencies, became effective July 1, 2005. To permit insurance carriers a reasonable amount of time for implementation, this act was made to apply to “all policies, contracts, certificates or programs issued, renewed, modified, altered, amended or reissued on after [sic] January 1, 2006.” See 143 Laws of Delaware 89 (2005).

7/1/2005 - 1/1/2019 YesYesYesYesYes 15 Citations
Hawaii (1737)
1/1/2003 - 6/30/2014 YesYesYes   6 Citations
Hawaii (1682)
7/1/2014 - 1/1/2019 YesYesYesYesYes 5 Citations
Illinois (1740)
1/1/2003 - 8/17/2011 Yes     7 Citations
Illinois (1684)
8/18/2011 - 1/1/2019 YesYesYesYesYes 8 Citations
Kansas (1742)
1/1/2003 - 6/30/2009 Yes     4 Citations
Kansas (1687)
7/1/2009 - 10/31/2009 YesYesYesYes  6 Citations
Kansas (1720)
11/1/2009 - 1/1/2019 YesYesYesYesYesYes6 Citations
Maine (1747)
1/1/2003 - 6/30/2003 Yes     9 Citations
Maine (1690)

Maine's mental health parity statutes were amended in 2003 to bring "substance abuse-related disorders,” including alcohol-related disorders, within the state's broad mental health parity requirements. Other, more limited, provisions for alcoholism and drug dependency treatment that preceded this amendment also remain in effect.

7/1/2003 - 1/1/2019 YesYesYesYesYes 11 Citations
Maryland (1746)

The benefits provided under Maryland law are required only for expenses arising from the treatment of mental illnesses, emotional disorders, drug abuse, or alcohol abuse if, in the professional judgment of health care providers: (1) the mental illness, emotional disorder, drug abuse, or alcohol abuse is treatable; and (2) the treatment is medically necessary.

1/1/2003 - 5/11/2015 YesYes YesYes 1 Citations
Maryland (1691)

The benefits provided under Maryland law are required only for expenses arising from the treatment of mental illnesses, emotional disorders, drug abuse, or alcohol abuse if, in the professional judgment of health care providers: (1) the mental illness, emotional disorder, drug abuse, or alcohol abuse is treatable; and (2) the treatment is medically necessary.

5/12/2015 - 1/1/2019 YesYesYesYesYes 2 Citations
Massachusetts (1745)

The limitations on alcoholism treatment benefits existing in State law do not apply if the treatment is rendered in connection with the treatment of mental illness.

1/1/2003 - 6/30/2009 Yes     8 Citations
Massachusetts (1717)
7/1/2009 - 1/1/2019 YesYesYesYesYes 7 Citations
Mississippi (1751)

Prior to July 1, 2014, parity with respect to cost-sharing was only required as to inpatient treatment. See Miss. Code Ann. § 83-9-41(3).

1/1/2003 - 6/30/2014 YesYesYes YesYes8 Citations
Mississippi (1722)

Prior to July 1, 2014, parity with respect to cost-sharing was only required as to inpatient treatment. See Miss. Code Ann. § 83-9-41(3).

7/1/2014 - 1/1/2019 YesYesYes Yes 8 Citations
Montana (1752)
1/1/2003 - 12/31/2017 YesYesYesYes  5 Citations
Montana (1694)
1/1/2018 - 1/1/2019 YesYesYesYesYes 5 Citations
Nevada (1759)
1/1/2003 - 9/30/2009 Yes     
Nevada (1696)
10/1/2009 - 1/1/2019       No Law
1 Citations
New York (1760)

Prior to April 1, 2015, outpatient benefits for alcoholism were mandated, while inpatient benefits were to be made "available" and provided only "if requested" by the holder of a policy or contract which provided coverage for inpatient hospital care.

1/1/2003 - 3/31/2015YesYesYesYes Yes 3 Citations
New York (1723)
4/1/2015 - 1/1/2019 YesYesYesYesYes 5 Citations
Oregon (1763)
1/1/2003 - 12/31/2006 YesYesYes   4 Citations
Oregon (1703)

Section designations in the Oregon Code were renumbered by the Oregon Legislative Counsel for the 2007 printed edition of the statutes, which was delivered in December 2007. Or. Rev. Stat. § 743.556 was renumbered to Or. Rev. Stat. § 743A.168 as part of this effort. Section designations in the Oregon Code were also renumbered by the Oregon Legislative Counsel in 2015. Or. Rev. Stat. §§ 743.730 and 743.736 were renumbered to Or. Rev. Stat. §§ 743B.005 and 743B.012 respectively as part of this effort.

1/1/2007 - 1/1/2019 YesYesYesYesYes 7 Citations
South Carolina (1766)
1/1/2003 - 6/2/2009Yes      3 Citations
South Carolina (1706)
6/3/2009 - 1/1/2019Yes YesYesYesYesYes4 Citations
Washington (1773)
1/1/2003 - 12/31/2009 Yes Yes   19 Citations
Washington (1713)
1/1/2010 - 1/1/2019 YesYesYesYes  16 Citations
West Virginia (1775)
1/1/2003 - 4/2/2003Yes      3 Citations
West Virginia (1714)
4/3/2003 - 9/8/2009 Yes   YesYes4 Citations
West Virginia (1721)
9/9/2009 - 1/1/2019 YesYesYesYesYesYes8 Citations
Wisconsin (1774)
1/1/2003 - 11/30/2010 Yes     6 Citations
Wisconsin (1715)
12/1/2010 - 1/1/2019 YesYesYesYesYesYes9 Citations