Health Care Services and Financing

Health Insurance Parity for Alcohol-Related Treatment

Laws addressing requirements that health plans provide the same levels of benefits for alcohol-related disorders as they do for medical and surgical conditions.

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Changes Over Time for Health Insurance Parity for Alcohol-Related Treatment
Jurisdiction Date Range Mandate Parity Required Cost Exemption Citations
Must Offer Must Cover Deductibles Co-ins & Co-pays Service Limits Financial Limits
AK (Alaska)
1/1/2003 - 10/6/2009 YesYesYes   3 Citations
AK (Alaska)
10/7/2009 - 1/1/2017Yes      5 Citations
AR (Arkansas)
1/1/2003 - 7/30/2009Yes YesYesYes  7 Citations
AR (Arkansas)

On July 31, 2009, Arkansas adopted provisions designed to bring its insurance laws into conformity with the Federal Health Insurance Portability and Accountability Act of 1996 (HIPAA), as amended by the Federal Mental Health Parity Act of 1996 (MHPA) and the Mental Health Parity and Addiction Equity Act of 2008 (MHPAEA). These provisions do not require mental illness or substance abuse disorder benefits coverage. However, if a plan provides coverage for mental illness or substance abuse disorder benefits, then these benefits must be equal to physical illness benefits in certain respects. Such provisions are not coded in APIS.

7/31/2009 - 1/1/2017       No Law
8 Citations
CO (Colorado)
1/1/2003 - 12/31/2007Yes Yes    1 Citations
CO (Colorado)
1/1/2008 - 1/1/2017 YesYesYesYesYes 5 Citations
DE (Delaware)
1/1/2003 - 6/30/2005       
DE (Delaware)

141 Laws of Delaware 199 (2001), which implemented insurance coverage for drug and alcohol dependencies, became effective July 1, 2005. To permit insurance carriers a reasonable amount of time for implementation, this act was made to apply to “all policies, contracts, certificates or programs issued, renewed, modified, altered, amended or reissued on after [sic] January 1, 2006.” See 143 Laws of Delaware 89 (2005).

7/1/2005 - 1/1/2017 YesYesYesYesYes 17 Citations
HI (Hawaii)
1/1/2003 - 6/30/2014 YesYesYes   6 Citations
HI (Hawaii)
7/1/2014 - 1/1/2017 YesYesYesYesYes 6 Citations
IL (Illinois)
1/1/2003 - 8/17/2011 Yes     7 Citations
IL (Illinois)
8/18/2011 - 1/1/2017 YesYesYesYesYes 9 Citations
KS (Kansas)
1/1/2003 - 6/30/2009 Yes     4 Citations
KS (Kansas)
7/1/2009 - 10/31/2009 YesYesYesYes  6 Citations
KS (Kansas)
11/1/2009 - 1/1/2017 YesYesYesYesYesYes6 Citations
ME (Maine)
1/1/2003 - 6/30/2003 Yes     12 Citations
ME (Maine)

Maine's mental health parity statutes were amended in 2003 to bring "substance abuse-related disorders,” including alcohol-related disorders, within the state's broad mental health parity requirements. Other, more limited, provisions for alcoholism and drug dependency treatment that preceded this amendment also remain in effect.

7/1/2003 - 1/1/2017 YesYesYesYesYes 17 Citations
MD (Maryland)

The benefits provided under Maryland law are required only for expenses arising from the treatment of mental illnesses, emotional disorders, drug abuse, or alcohol abuse if, in the professional judgment of health care providers: (1) the mental illness, emotional disorder, drug abuse, or alcohol abuse is treatable; and (2) the treatment is medically necessary.

1/1/2003 - 5/11/2015 YesYes YesYes 2 Citations
MD (Maryland)

The benefits provided under Maryland law are required only for expenses arising from the treatment of mental illnesses, emotional disorders, drug abuse, or alcohol abuse if, in the professional judgment of health care providers: (1) the mental illness, emotional disorder, drug abuse, or alcohol abuse is treatable; and (2) the treatment is medically necessary.

5/12/2015 - 1/1/2017 YesYesYesYesYes 2 Citations
MA (Massachusetts)

The limitations on alcoholism treatment benefits existing in State law do not apply if the treatment is rendered in connection with the treatment of mental illness.

1/1/2003 - 6/30/2009 Yes     8 Citations
MA (Massachusetts)
7/1/2009 - 1/1/2017 YesYesYesYesYes 7 Citations
MS (Mississippi)

Prior to July 1, 2014, parity with respect to cost-sharing was only required as to inpatient treatment. See Miss. Code Ann. § 83-9-41(3).

1/1/2003 - 6/30/2014 YesYesYes YesYes8 Citations
MS (Mississippi)

Prior to July 1, 2014, parity with respect to cost-sharing was only required as to inpatient treatment. See Miss. Code Ann. § 83-9-41(3).

7/1/2014 - 1/1/2017 YesYesYes Yes 8 Citations
NV (Nevada)
1/1/2003 - 9/30/2009 Yes     6 Citations
NV (Nevada)
10/1/2009 - 1/1/2017       No Law
1 Citations
NY (New York)

Prior to April 1, 2015, outpatient benefits for alcoholism were mandated, while inpatient benefits were to be made "available" and provided only "if requested" by the holder of a policy or contract which provided coverage for inpatient hospital care.

1/1/2003 - 3/31/2015YesYesYesYes Yes 3 Citations
NY (New York)
4/1/2015 - 1/1/2017 YesYesYesYesYes 5 Citations
OR (Oregon)
1/1/2003 - 12/31/2006 YesYesYes   4 Citations
OR (Oregon)

Section designations in the Oregon Code were renumbered by the Oregon Legislative Counsel for the 2007 printed edition of the statutes, which was delivered in December 2007. Or. Rev. Stat. § 743.556 was renumbered to Or. Rev. Stat. § 743A.168 as part of this effort. Section designations in the Oregon Code were also renumbered by the Oregon Legislative Counsel in 2015. Or. Rev. Stat. §§ 743.730 and 743.736 were renumbered to Or. Rev. Stat. §§ 743B.005 and 743B.012 respectively as part of this effort.

1/1/2007 - 1/1/2017 YesYesYesYesYes 10 Citations
SC (South Carolina)
1/1/2003 - 6/2/2009Yes      3 Citations
SC (South Carolina)
6/3/2009 - 1/1/2017Yes YesYesYesYesYes4 Citations
WA (Washington)
1/1/2003 - 12/31/2009 Yes Yes   19 Citations
WA (Washington)
1/1/2010 - 1/1/2017 YesYesYesYes  23 Citations
WV (West Virginia)
1/1/2003 - 4/2/2003Yes      4 Citations
WV (West Virginia)
4/3/2003 - 9/8/2009 Yes   YesYes13 Citations
WV (West Virginia)
9/9/2009 - 1/1/2017 YesYesYesYesYesYes9 Citations
WI (Wisconsin)
1/1/2003 - 11/30/2010 Yes     6 Citations
WI (Wisconsin)
12/1/2010 - 1/1/2017 YesYesYesYesYesYes10 Citations