Transportation

Vehicular Insurance: Losses due to Intoxication

Notice: this topic is no longer being updated.

Laws that prohibit insurance carriers from excluding coverage where claims arise from collisions resulting from driver intoxication. (Period covered: 1/1/1998 through 1/1/2007.)

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Jurisdiction Policies as of May Exclude: Insurance Type May Not Exclude: Insurance Type Citations
Driver Passenger Third
Party
Personal
Injury
Property
Damage
Driver Passenger Third
Party
Personal
Injury
Property
Damage
AL (Alabama)
1/1/2007          
AK (Alaska)
1/1/2007          
AK (Alaska)
1/1/2007          
AZ (Arizona)
1/1/2007          
AR (Arkansas)
1/1/2007          
CA (California)
1/1/2007          
CO (Colorado)
1/1/2007          
CT (Connecticut)
1/1/2007          No Law
1 Citations
DE (Delaware)
1/1/2007          
DC (District of Columbia)
1/1/2007          
FL (Florida)
1/1/2007          
GA (Georgia)
1/1/2007          
HI (Hawaii)
1/1/2007          
ID (Idaho)
1/1/2007          
IL (Illinois)
1/1/2007          
IN (Indiana)
1/1/2007          
IA (Iowa)
1/1/2007          
KS (Kansas)
1/1/2007          
KY (Kentucky)
1/1/2007          
LA (Louisiana)
1/1/2007          
ME (Maine)
1/1/2007          
MD (Maryland)
1/1/2007          
MA (Massachusetts)
1/1/2007Yes  Yes      1 Citations
MI (Michigan)
1/1/2007          
MN (Minnesota)
1/1/2007          
MS (Mississippi)
1/1/2007          
MO (Missouri)
1/1/2007          
MT (Montana)
1/1/2007          
MT (Montana)
1/1/2007          
NE (Nebraska)
1/1/2007          
NE (Nebraska)
1/1/2007          
NE (Nebraska)
1/1/2007          
NV (Nevada)
1/1/2007          
NH (New Hampshire)
1/1/2007          
NJ (New Jersey)
1/1/2007          
NM (New Mexico)
1/1/2007          
NY (New York)
1/1/2007Yes  Yes      5 Citations
NC (North Carolina)
1/1/2007          
ND (North Dakota)
1/1/2007          
OH (Ohio)
1/1/2007          
OK (Oklahoma)
1/1/2007          
OR (Oregon)
1/1/2007          
PA (Pennsylvania)
1/1/2007     Yes  Yes 2 Citations
RI (Rhode Island)
1/1/2007          
SC (South Carolina)
1/1/2007          
SD (South Dakota)
1/1/2007          
TN (Tennessee)
1/1/2007          
TX (Texas)
1/1/2007          
UT (Utah)
1/1/2007          
VT (Vermont)
1/1/2007          
VA (Virginia)
1/1/2007          
WA (Washington)
1/1/2007          
WV (West Virginia)
1/1/2007          
WI (Wisconsin)
1/1/2007     YesYesYesYesYes1 Citations
WY (Wyoming)
1/1/2007          
US ( United States)
1/1/2007